Finding the right homeowners insurance during these complex times can be a challenge, especially for those with high valued homes in Florida. Hurricane exposures have created for a difficult and expensive market. When choosing coverage for your upscale home, why not choose a company and broker that specialize in customizing homeowners insurance for these types of properties. Bruce Gendelman Insurance Services offers concierge level service with Insurance companies that have the same philosophy. In our opinion the Chartis Private Client Group offers the best solution for qualifying homes in Florida.
The most important factors in Florida are the credits available as determined by the wind mitigation forms. Florida Building Code (FBC) roofs and impact glass or hurricane shutters offer the most protection. Underwriting factors change over time and vary by carrier but the Bruce Gendelman Company specializes in new code homes that have a replacement cost of over $2 million. In fact the largest and more complex the Florida rsik the better able they are to insure that home at an affordable premium. The Bruce Gendelman Insurance agency can also sign you up for Chartis’ free Hurricane Protection Unit. If your home is susceptible to hurricane damage, this program works to minimize wind and water damage immediately following a major storm to help preserve furnishings, artwork and other possessions. After landfall, Chartis will visit your home if it has been damaged by the storm and act immediately to make short term repairs such as covering holes in the roof, and boarding breached doors and windows….all this BEFORE you have even filed a claim!
Bruce Gendelman Insurance Services represents the Chartis Private Client Group (formerly AIG Private Client Group) to provide you with a complimentary package proposal of quotes for all of your Personal Insurance needs. The Bruce Gendelman Insurance Services has extensive experience with Chartis insurance contracts and coverages. We know the various available options and our Chartis quotes will be tailored to meet your needs and requirements.
If you own a high valued Florida home, a co-op, a condo? Let us give you a Chartis Homeowners' quote or a Condo/Co-op quote. Your Chartis quote can include premium discounts and credits for various protective and security devices. If you have an alarm system and the gas leak detector, as well as the back up generator and the perimeter gate, have residential sprinklers, live in a Guard Gated Community, have full-time Caretaker, a 24 Hour Doorman, automatic Water Shut-Off Valves, or low Temperature Monitor? Chartis offers collections policy at Jewelry and Fine Arts. Silver, Furs, Wine, Musical Instruments, Coins and more can be covered.
Chartis Private Client Group makes it easier by offering to quote up to $100 million of Personal Excess Liability coverage. The protection is worldwide and extremely broad. You can even add Employment Practices Liability coverage and Excess Charitable Board Liability to your quote. And up to $10,000,000 of Excess Uninsured Motorists Liability is available. Just let us know how we can customize your Excess Liability quote.
From small boats to ocean going Yachts, let Bruce Gendelman Insurance Services give you a Chartis quote for both Hull and Liability. For your crew, the policy provides Protection & Indemnity coverage required under the Jones’ Act.
The Bruce Gendelman Insurance Services offers concierge level service with Insurance companies that have the same philosophy. In our opinion the Chartis Private Client Group offers the best solution for qualifying homes in Florida.